LEAF Commercial Capital, Inc.

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Senior Credit Analyst

Senior Credit Analyst

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LEAF…Transforming the Financing Marketplace

Come Grow With LEAF!


LEAF Commercial Capital, Inc. is one of the most-widely respected, award winning, technology oriented commercial leasing and finance companies in the country. LEAF is a subsidiary of People’s United Bank, N.A. (a top 50 U.S. bank). We are headquartered in Center City Philadelphia, with offices in Missouri and Southern California. LEAF is ranked in the top 100 workplaces for 2017 and was recognized as one of the fastest growing companies in the Greater Philadelphia area.


We are currently seeking a bright, highly motivated Senior Credit Analyst to join our Credit team in our Philadelphia, PA office. 


The Credit Analyst reviews, analyzes and processes loan and lease credit applications and conducts credit investigations for mid-ticket size deals ranging from $250K-$2MM. They make proper investment decisions based on credit applications, business and personal credit reports, public records, references and investment ratings.  Refers any investment recommendations for transactions above assigned credit authority to proper credit personnel.





  • Processes credit applications up to assigned level of credit authority and makes prudent investment decisions.
  • Refers investment decisions for transactions above assigned level of credit authority to proper credit personnel.
  • Performs credit investigations and gathers routine credit information pertaining to leases and loans.
  • Contacts banks as needed to gather necessary references for credit investigations.
  • Searches public records as necessary to obtain investment ratings.
  • Analyzes financial statements and spreads on larger transaction sizes for 250K-2MM.
  • Verifies existing customer exposure.
  • Prepares credit write-ups for larger transactions.
  • Reviews and approves collateral and vendors supplying equipment to be leased or financed.
  • Accurately executes credit decisions in system.
  • Determines non-standard documentation requirements.
  • Meets or exceeds credit decision turnaround time standards.
  • Initiates verbal and written communication with sales department, vendors and originators.


  1. BA/BS Degree, preferably in Finance, Economics, Accounting or Math.
  2. Formal credit training preferred.
  3. At least 7+ years of related experience preferred.
  4. Experience underwriting deals within the $250K-$2M range
  5. Equipment Finance/Leasing industry experience a plus.
  6. Good working knowledge of other departments such as Sales, Funding, Asset Management and Collections, and the interaction with the Credit Department.
  7. Good working knowledge of credit and underwriting principles and procedures as well as business concepts.
  8. Excellent underwriting analysis and investment decision-making skills.
  9. Excellent written and verbal communication skills.
  10. Strong organization and attention to detail with sense of urgency and ability to work in a fast-paced environment
  11. Excellent ability to work independently but also as a team.
  12. Ability to correctly recognize and refer all pertinent information to persons with higher credit authority.


Additional Information


We pride ourselves on providing quality training and enabling employees to realize career growth, advancement, and enjoy job satisfaction. LEAF employees can participate in community service activities throughout our regions. We also offer competitive compensation, health benefits package, and 401(k) plan with company match.


Visit www.LEAFnow.com to discover how being a part of LEAF will aid in building a rewarding career bringing you the professional and personal satisfaction that we all seek. You can also visit our blog at www.LEAFCommercialCapital.com. Be sure to connect with us through our social media presence on:

LinkedIn     Facebook     Twitter     LEAFnow


All your information will be kept confidential according to EEO guidelines.

Equipment leasing and financing experienc